There are non-petition preparers that can help you file properly. Similar to filling out a do it yourself kit, these documents may be found online or via computer software, but the petition preparer will guide you through how to properly prepare your documents for filing for the Chapter 7 bankruptcy. Finally, you could hire a Bankruptcy attorney.
An attorney may cost more to file for Chapter 7, generally $1,200.00 to $2,000.00, but may ensure the most protection and legal fairness in filing, and the peace of mind knowing that you had an experienced attorney who has filed hundreds, if not thousands, of bankruptcies similar to yours. On Webponder.com you can browse for, and then schedule a video consultation to speak with an attorney to help you decide the best course of action to take regarding your filing the Chapter 7. You can get this help instantly online, face to face and in real time.
The bankruptcy laws vary from state to state, which may mean you must take a “means” test to ensure that your earning and debt calculations include parameters involving a state median of your disposable income. An attorney can help you determine what this calculation is per your state to help you determine if you qualify for a Chapter 7 bankruptcy.
Visit Webponder.com to help find the proper professional to help you determine which course of action to take when filing Chapter 7. A bankruptcy lawyer can help you weigh the pros and cons of each method of filing to ensure you are on your way to a successful bankruptcy filing according to your specific and individual needs.